According to one of the biggest car insurance companies in theUnited Kingdom, AA Insurance, they have been experiencing a 200 % increase in claim costs. This percentage has been compared to the estimated number of calls that the insurance company would normally get at this time of year. While the majority of these insurance claims are in regards with home insurance, there are also a large number of calls coming in regarding car insurance claims due to damages caused by the raging storms in theUnited Kingdom.

On the other hand, another insurance company, Direct Line Insurance has estimated their calls to have increased to 300 %. All of which calls have to do with the on-going storms that have taken over the United Kingdom especially the Northern side of Scotland and South Wales.

With the weather throwing in strong winds and heavy rain downpours to the current snow and gales, a lot of insurance policy holders have been forced to place in their calls to their insurers. Car insurance policy holders, on the other hand, have also been placed on the spot by finding their vehicles damaged by the flying carcass as a result of the storm.

According to the director of AA Insurance, Simon Douglas, “Vehicles are easily damaged by flying roof tiles and other debris in the air. One of the most common misconceptions regarding insurance is that if your next-door neighbors’ roof tile flew in the air and damaged your side-mirror, you can make an insurance claim on that. In fact, this situation is rarely the case. Unless a car insurance policy holder could prove that their neighbor poorly maintained their house and roofing, he/ she will have to make a claim on their own insurance policy.”

This car insurance director and expert also pointed out the situation that falling trees cause. He says that, “ Unless a tree has been treated as ‘dangerous’ and the owner of the tree has not done anything to make it otherwise, a car insurance policy holder will not be able to make a claim on the owner’s insurance policy.”

In lieu with these realizations during this bad weather, the director of AA Insurance would also like to point out the dangers of driving through deep puddles of water, “We all know that it is often hard to distinguish a wet road from a puddle of water several inches deep, however, it is best to steer clear from these types of holes. If a car has been seriously affected by flood water, it will be immediately written off even if it is undamaged.”